News & Events

  • October 7, 2017

    The payday or short term loan industry in UK has been growing every year. In fact, it is a billion British Pound industry as of today with many payday lenders offering almost similar services and loan products. This can be a reason why you have better chances of your loan application getting accepted even if you have a bad credit rating.

    read more
  • October 11, 2017

    Most lenders do not check credit rating as long as the borrower can demonstrate his/her capabilities of paying the debt back on time. If you cannot pay back the debt on time, payday lenders advice that you communicate with them as soon as possible in order for both of the borrower and the lender to come up with a compromise.

    read more
  • October 12, 2017

    The short term loan industry in UK is also regulated and controlled by the Financial Conduct Authority (FCA). This agency oversees the transactions and make sure that the borrowers are dealing with authorised lenders while they also ensure that the lenders are playing/dealing fair and square with their clients.

    read more
  • October 14, 2017

    Knowing the information stated here, you can get a sigh of relief because these lenders will still accept your loan application and will not do credit check.

    The cash you can borrow ranges from 100 up to 500 and some can offer as much as 1,500. The interest earned with this kind of loan is day to day basis and therefore, you can save by paying off the debt days before the deadline.

    read more

Get a Payday Advance from RQGravity!

Get approved with payday loans no credit checks.

Checking of your credit rating or history is a common practice conducted by lenders in UK if you submit a loan application. The result of their assessment of your credit rating is their safeguard and the most critical factor in determining your risk as a borrower.

If your loan applications to the bank and other financial institutions have been rejected multiple times, you may have to reconsider where to borrow money. If the amount of cash you want to borrow is within the range of your salary, then getting a payday loan can be the most suitable option for you.


payday loans

What is a payday loan? You can think of it as a cash advance of your salary. It is characterised by being short term in nature and unsecured. Short term because the time frame for the repayment is usually in days or weeks (it can be on or before the day when your salary will be credited to your current account). It is unsecured because there is no need for you to present collateral.

In the UK, this kind of loan is pretty common with majority of lenders offering payday loans no credit checks. Yes, even if you have a not so good credit rating, you have better chances of your loan application getting accepted. For these lenders, credit rating is not a critical factor in their decision making, but rather the details of your current/bank account and being employed with stable source of income. Again, it is a cash advance and when you avail their loan products and agree to the terms with them, they will automatically debit your current account as payment for the loan.

Start your payday loans no credit checks application today. Payday lenders encourage online application as well as to fully utilise their loan calculator embedded in their website in order for you to know the fees and interest you will on the time frame you will specify. In addition, these lenders will value you as a customer regardless of your credit rating. They also made the process of application convenient for every borrower by being easy to comply and the best of all; you have a better chance of getting accepted in comparison to the traditional loans.

Copyright © 2017 RQGravity. All Rights Reserved. Ph: 070-3519-1329